Pradhan Mantri Awaas Yojana (Gramin)

Pradhan Mantri Awaas Yojana (Gramin): Prime Minister Shri Narendra Modi on 20th November formally launched “Housing for All” in rural areas under which the Government proposes to provide an environmentally safe and secure pucca house to every rural household by 2022. Named the Pradhan Mantri Awaas Yojana (Gramin), in its first phase the target is to complete one crore houses by March 2019. The unit cost for these houses has been significantly increased and now through convergence a minimum support of nearly Rs. 1.5 lakh to Rs. 1.6 lakh to a household is available. There is also a provision of Bank loan upto Rs. 70,000/-, if the beneficiary so desires. The selection of beneficiaries has been through a completely transparent process using the Socio Economic Census 2011 data and validating it through the Gram Sabha.

Pradhan Mantri Awaas Yojana (Gramin):

• PMAY-G is a major step forward in bringing together Skill India, Digital India, Make In India, IT/DBT Aadhaar platform and Pradhan Mantri Jan Dhan Yojana (PMJDY). 
• The programme provides for skilling 5 lakh Rural Masons by 2019 and allows over 200 different housing designs across the country based on a detailed study of housing typologies, environmental hazards and the households’ requirements. A large scale use of local materials is envisaged along with a complete home with cooking space, electricity provision, LPG, toilet and bathing area, drinking water etc through convergence. 
• The programme targets the poor households and uses ICT and space technology to further confirm correct selection of beneficiaries and progress of work. 
• The entire payments are through IT/DBT mode with Aadhaar linked Bank accounts with consent, to ensure complete transparency and accountability. There is a provision for orientation of beneficiaries. A 45 days on site hands-on skill training of Rural Masons helps poor households to move up the skilling ladder.
• The PM saw over 40 of the over 200 building designs and interacted with newly trained Rural Masons and beneficiaries which were showcased near dais. He also distributed Sanction Certificates to a few beneficiaries from Agra District.